This product is aimed at those businesses that require a flexible policy which can cope with having more than just one class of vehicle. Businesses can have a mixture of Cars, Vans, Trucks and Special Types such as Quad Bikes or even agricultural vehicles. Insurers are able to accommodate most classes of vehicles under one policy, which in turn is easier for the client to administer. Fleet policies tend to offer wider cover in respect of who can drive, mainly as if you have a 50 vehicle fleet it would be difficult to keep track of which employee is driving which vehicle. Insurers get around this by offering either unrestricted driving, or other age specific restrictions such as “any authorised driver 25 years and above”. By restricting driving in this way, insurers usually apply discounts. Insurers will also look favourably in respect of fleet Risk Management, such as taking copies of employee driving licences annually and providing handbooks/advice as what to do in the event of an accident.